Free Savings Calculator

Are your card fees
eating into your profit?

Enter your current rates below and see exactly how much you'd save by switching to BOS.Pay.

Debit range
0.99% - 1.61%
Visa / Mastercard Debit
R1m+ clients to Standard, excl. VAT
Credit from
2.17%
Visa / Mastercard Credit
Same rate across all tiers, excl. VAT
1
Your current fees
Are your current rates including or excluding VAT?
Check your merchant statement — most SA providers quote excl. VAT
R
Your total card sales per month — find this on your merchant or bank statement.
We've prefilled typical example rates so you can calculate from turnover straight away. Change any rate to match your statement, or clear it if you don't accept that card.
Debit
Visa / Mastercard Debit
%
Credit
Visa / Mastercard Credit
%
Amex
American Express
%
Foreign
Foreign / Int. Cards
%
2
Your card PERCENTAGE MIX (% of monthly turnover per card type)
Enter what percentage of your monthly card sales come from each card type. We've prefilled an example mix that adds up to 100%; change it if your statement shows a different split.
Debit
Debit card sales
%
Credit
Credit card sales
%
Amex
Amex sales
%
Foreign
Foreign card sales
%
By switching to BOS.Pay
Enter your current fees above to see your exact savings on both our standard and premium tiers.
What you currently pay
—
per month (excl. VAT)
Effective blended rate: —
Your saving with BOS.Pay — both tiers
YOUR CURRENT TIER
Standard Tier
Up to R1 million / month
For merchants with monthly card turnover up to R1 million
—
per month (excl. VAT)
Save — per month
— saved per year
GROWTH POTENTIAL
Bigger Clients Tier
Over R1 million / month
For merchants with monthly card turnover over R1 million
—
per month (excl. VAT)
Save — per month
— saved per year
Annual saving on your current tier (Standard)—
Rate comparison by card type (excl. VAT)
Debit
Now 2.75%
Standard 1.61%
Bigger Clients 0.99%
Credit
Now 2.75%
Standard 2.17%
Bigger Clients 2.17%
Amex
Now 3.00%
Standard 2.60%
Foreign
Now 3.25%
Standard 2.60%

Ready to make the switch?

Apply for your BOS.Pay card machine today. The first 100 merchants to switch get 10% off their first month.

Apply for Your Card MachineTalk to Our Team
BOS.Pay Rates

Our rates, in full

Two tiers based on your monthly card turnover. All rates are excluding VAT — as confirmed by Nedbank.

⚠ Important: These rates are excluding VAT (15%). When comparing to your current provider, make sure you're comparing on the same basis — ask your provider whether their quoted rates include or exclude VAT.
Standard
Up to R1 million / month
Credit (CR)2.17%
Debit (DR)1.61%
Amex2.60%
Foreign2.60%
Bigger Clients
Over R1 million / month
Credit (CR)2.17%
Debit (DR)0.99%
Amex2.60%
Foreign2.60%
Please note: BOS.Pay rates are per the Nedbank pricing structure (April 2026), excluding VAT. Rates are for indicative purposes only and do not constitute a binding fee offer. Your actual saving depends on your specific card mix, transaction volumes, and current provider's fee structure. Contact BOS.Pay for a formal quote.